Radhika Bhachu is the co-founder and CEO of Ndovu, a Kenyan fintech startup revolutionising access to local and global financial markets. Ndovu is a digital investment platform offering affordable, accessible, and personalised investment solutions designed specifically for African users.
Founded in 2020 by Bhachu, Ro Nyangeri, and Gianpaolo De Biase, Ndovu was born from a bold, shared vision: to democratise wealth creation for everyday Africans. More than just a fintech company, Ndovu is a movement—bridging the continent’s investment gap with cutting-edge technology, deep financial insight, and a mission-driven approach.
Radhika Bhachu, a seasoned finance professional who previously managed billion-dollar portfolios at BlackRock in London, is at the helm. Her global expertise meets local purpose, driving Ndovu’s mission to make sophisticated investing simple and inclusive.
Alongside her is Ro Nyangeri, one of East Africa’s most respected financial strategists, whose leadership at the Nairobi Securities Exchange helped lay a foundation for more inclusive markets. Gianpaolo De Biase, the tech mind behind Ndovu, brings robust engineering experience, ensuring the platform is visionary, secure, seamless, and globally competitive. Together, they are reshaping Africa’s financial future.
The purpose behind the mission
Across Africa, many people face irregular income, low financial literacy, and limited access to practical wealth-building tools. Traditional investment platforms are often locked behind confusing jargon, high minimum entry points, and steep management fees.
Despite having savings—often parked in bank accounts that don’t keep pace with inflation—millions of Africans are excluded from meaningful investment opportunities. Ndovu was built to close this gap, offering a simplified, low-cost alternative designed with African realities in mind.
With an entry point as low as KES 500 (around $4), Ndovu allows users to invest in a wide range of assets—from Kenyan government bonds to U.S. stocks like Apple and Tesla, ETFs, money market funds, and even gold.
Democratising investment through simplicity
Ndovu is committed to breaking down both psychological and economic barriers to investing. Its typical users are individuals saving for a child’s education, building an emergency fund, or planning retirement.
The platform’s intuitive mobile app offers step-by-step guidance powered by robo-advisory technology, which tailors investment recommendations to a user’s income, risk profile, and long-term financial goals. In addition, users can access easy-to-understand content on budgeting, debt management, long-term planning, and how different asset classes work.
To engage younger audiences, Ndovu has partnered with award-winning music group Sauti Sol, using culturally relevant digital content to make financial education more relatable and accessible to the next generation of investors.
Security and trust at its core
Ndovu prioritises safety and trust. Regulated by Kenya’s Capital Markets Authority, the platform adheres to strict financial standards and employs advanced security technologies, including blockchain encryption and military-grade safeguards, to protect user data and investments.
With a rapidly growing user base, Ndovu is poised to expand across Africa, redefining investment culture on the continent and empowering millions to grow their wealth with confidence.
