Chidinma Lawanson started Springtyde & Renee for flexible, fast loans to small businesses.
Chidinma Lawanson, a financial services professional with over 24 years of experience, is the founder and CEO of Springtyde & Renee Limited, an established financial enterprise focused on improving access to credit for underserved businesses in Nigeria.
Her career spans retail banking, digital payments, development finance, agri-finance, SME development, and financial inclusion. She has held senior executive roles in both the private and development sectors, including as Country Head for Nigeria at the Mastercard Foundation and as CEO of Enhancing Financial Innovation & Access (EFInA).
Springtyde & Renee Limited
Springtyde & Renee Limited was launched as a family-founded company and received state licensing in Lagos in early 2024, marking a significant step towards operational rollout. The firm offers loan products specifically designed for micro, small, and medium enterprises (MSMEs), with amounts ranging from below 1 million naira ($653) to 30 million naira ($19,600). Larger loan amounts are reportedly available for returning clients with a strong repayment record.
According to the company, loan disbursement typically occurs within three to five working days. The company employs flexible lending models, including cash flow-based lending and acceptance of various collateral types, aiming to serve clients who may not meet traditional banking requirements. Sectors currently covered include agriculture, manufacturing, creative industries, oil and gas, telecommunications, and consumer goods distribution.
In addition to financing, Springtyde & Renee offers business advisory support, skill-building workshops, and networking opportunities. These services are intended to help clients strengthen their business operations and ensure long-term sustainability.
Chidinma Lawanson is also committed to empowering women and fostering inclusive economic growth. The company reports that over 60% of its current loan portfolio is directed towards women-led businesses, thereby promoting gender equality and economic empowerment. This focus aligns with broader efforts in Nigeria to close the credit gap for women in business and to promote gender equity in entrepreneurship.
Through Springtyde & Renee, Chidinma Lawanson continues to champion financial inclusion as a pathway to economic growth.
