Ebehijie Momoh leads AfriGOPay’s drive to expand access to digital payments in Nigeria.
Dr. (Mrs) Ebehijie Momoh is a Nigerian businesswoman currently serving as the Managing Director and Chief Executive Officer (MD/CEO) of AfriGOPay Financial Services Limited (AFSL), a subsidiary of the Nigeria Inter-Bank Settlement System (NIBSS).
Since her appointment in June 2024, she has played a key role in expanding Nigeria’s domestic card payment infrastructure under the AfriGO brand. The financial expert brings over 30 years of experience in the banking and payments sector, having held senior positions at several financial institutions. Her career footprints include roles at Guaranty Trust Bank, Diamond Bank, First City Monument Bank, and Standard Chartered Bank.
Before joining AfriGOPay, she served as Senior Vice President and Country Head for West Africa at Mastercard. Her background in banking operations, digital payments, and strategic leadership informs her approach to leading AfriGOPay, especially as the company works to position itself within Nigeria’s evolving payment industry.
National Domestic Card Scheme
AfriGOPay operates Nigeria’s National Domestic Card Scheme, known as the AfriGO Card, which was launched with the approval of the Central Bank of Nigeria (CBN). The initiative aims to deepen financial inclusion, lower transaction costs, and support the country’s broader cashless policy goals.
The scheme is designed to serve both underbanked and banked populations with a range of card products, including prepaid, debit, credit, and virtual cards. These cards are tailored to specific use cases such as payroll, pensions, fuel payments, and remittances.
Notable developments under Ebehijie’s leadership
In August 2024, AfriGOPay introduced an instant point-of-sale (POS) settlement system for AfriGO card transactions. The service allows merchants to receive immediate credit for payments made through AfriGO cards. According to the company, this development is aimed at improving cash flow for merchants and reducing delays or disputes associated with traditional settlement processes.
Ebehijie Momoh has disclosed the company’s goal to extend the reach of the AfriGO Card across Nigeria through partnerships with financial technology providers. The collaborations are part of its strategy to increase digital payment adoption and integrate more Nigerians into the formal financial system.
Vision for digital financial access
AfriGOPay’s broader goal, as outlined in company communications, is to provide accessible and secure payment solutions that meet the needs of individuals, businesses, and institutions. Momoh has described the company’s mission as contributing to a digital economy where financial tools are available to more Nigerians regardless of their banking status.
Speaking on the role of AfriGOPay, she told local news that the company’s “mission is to revolutionise the card payment landscape and improve the financial experiences of businesses and consumers across Nigeria and Africa.”
Ebehijie Momoh envisions AfriGOPay as a catalyst for a vibrant digital economy where everyone—individuals, businesses, financial institutions, and governments—can have accessible and efficient payment solutions.
